Texas Health Insurance for You and Your Family
Welcome to the fastest Instant Health Insurance quote in Texas!
Finding a Texas Health Insurance Plan has never been easier. Simply click on the type of plan you need, get a quote, and apply online. Or you can download and print an application here.
We offer affordable Texas health insurance plans to family's and individuals of all ages.
Why Buy From Us?
Matt Lockard has been in the Health Insurance business since 1994. By combining the knowledge and comprehensive understanding of a leading Texas health insurance plans, Matts-Texas-Health-Insurance.com is able to offer Health Insurance shoppers:
All Texas health insurance carriers quoted.
Because I’m an independent Texas health insurance agent and not tied directly to any one health insurance company, I can offer plans from multiple insurance companies in your area. We offer a wide variety of companies and plans, which allow you to find the plan that best fits your needs.
You’re getting you the best Texas Health Insurance Prices.
Texas Health insurance premiums and rates are filed with and regulated by the state. Whether you buy from us or any other local agent, or directly from the health insurance company, you'll pay the same price for the same plan.
Get your health insurance fast.
Matts-Texas-Health-Insurance.com helps you apply for health insurance in the easiest and fastest ways possible. Many of the plans offered on our website can be submitted and signed electronically. If you would like to fill out an application by hand you can print an application and mail it to us for processing.
Excellent Customer Service.
I believe that you'll enjoy the best customer experience available in the Texas health insurance industry. I’ve been licensed as a health insurance agent since 1994. You can take advantage of my 12+ years of knowledgeable and do my best to help you make the most of your money with professional, unbiased advice.
Texas Health Insurance Plan Types
Medical, standard long-term coverage
Most people select this form of health insurance coverage. This type of coverage can be renewable for multiple years and can provide continuous claims coverage over a long period of time. Most plans of this type cover both major medical expenses (e.g., hospitalization and surgeries) and routine medical expenses (e.g., office visits and annual exams), subject to deductibles and co-payments or co-insurance.
Short-term, up to 12 months temporary coverage
Short-term Texas health insurance is a temporary health insurance plan (typically 1 to 12 months) and should NOT be used as a substitute for standard, long-term health insurance.
Short-term health insurance may be right for you if you are:
- Between Jobs
- Waiting for coverage from another health plan to start
- Laid off
- On strike
- A recent college graduate
- A seasonal employee
BUT, please keep in mind the following:
- Short-term medical plans are intended as interim or "gap" coverage, i.e., for people who know, with certainty, that they will have standard, long-term coverage (or coverage through an employer) at a future date.
- Short-term plans are designed to provide protection from unforeseen illness or injury; they are not meant to cover routine exams, preventive care, dental or eye care, or immunizations.
- Short-term plans are exempt from HIPAA legislation. This means that when issuing a Short-term medical policy, insurance carriers do not have to: guarantee renewal, guarantee issue, or waive the pre-existing condition limitation for federally eligible individuals.
- Most importantly, short-term medical plans provide coverage for a limited time frame only. Once this time frame ends, you may or may not be able to buy additional health insurance, depending on your health at that point in time.
IF YOU ARE UNSURE THAT YOU WILL HAVE STANDARD, LONG-TERM TEXAS HEALTH INSURANCE (OR INSURANCE THROUGH AN EMPLOYER) WITHIN 12 MONTHS, WE STRONGLY RECOMMEND THAT YOU VIEW PLANS FOR STANDARD, LONG-TERM HEALTH COVERAGE NOW, BEFORE THERE IS AN ADVERSE CHANGE IN YOUR HEALTH CONDITION.
